The insurance of the responsible party typically does not provide immediate coverage for lost wages following an accident, although they may be held liable for this. If you sustained injuries in a car crash or another motor vehicle accident, you can utilize Personal Injury Protection (PIP) coverage. Alternatively, you might be eligible for short-term or long-term disability benefits through your employer. It’s important to note that these insurance sources may require reimbursement upon the eventual receipt of a settlement. Additionally, if you have accrued vacation time, sick leave, paid time off, or other forms of compensation time from your employer, you can use these resources as well.